Home National Bank is a bank based in Racine, Ohio, established in 1910, with $91 million in total assets across 4 branches. By Trust Grade it ranks 80th of 157 banks we track in Ohio. Its capital ratio of 9.5% trails most similarly sized banks (24th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Home National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Home National Bank compares to Ohio peers
How we graded Home National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Home National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 2405 3rd St, Syracuse, OH 45779
- 502 Elm St, Racine, OH 45771
- 97 N 2nd Ave, Middleport, OH 45760
- 698 Washington Street, Ravenswood, WV 26164
Are deposits at Home National Bank insured?
Yes. Home National Bank is an FDIC-insured bank (FDIC certificate #6680). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Home National Bank: frequently asked questions
Is Home National Bank a good bank?
Home National Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.78%).
Is Home National Bank FDIC-insured?
Yes. Home National Bank is a FDIC-insured bank (FDIC certificate #6680). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Home National Bank?
Home National Bank holds $91 million in total assets, ranking 80th of 157 banks we track in Ohio. It operates 4 branches.
Does Home National Bank have CFPB complaints?
No CFPB complaints against Home National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
