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The Peoples Savings Bank

New Matamoras, OH · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Peoples Savings Bank is a bank based in New Matamoras, Ohio, established in 1911, with $68 million in total assets across 3 branches. By Trust Grade it ranks 66th of 157 banks we track in Ohio. Its capital ratio of 12.2% is stronger than 52% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against The Peoples Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$68.1M
<$100M institution
Deposits
$59.7M
Branches
3
Capital ratio
12.2%
Top 48% of <$100M peers · Ohio median 10.3%
Return on assets
0.7%
Bottom 40% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#66
of 157 banks

How The Peoples Savings Bank compares to Ohio peers

Capital ratio
Top 48% of <$100M peers
The Peoples
12.2%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of <$100M peers
The Peoples
0.7%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Peoples Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • Route 7, Newport, OH 45768
  • 103 Main St, Lower Salem, OH 45745
  • 710 2nd St, New Matamoras, OH 45767

Are deposits at The Peoples Savings Bank insured?

Yes. The Peoples Savings Bank is an FDIC-insured bank (FDIC certificate #9439). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples Savings Bank: frequently asked questions

Is The Peoples Savings Bank a good bank?

The Peoples Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.75%).

Is The Peoples Savings Bank FDIC-insured?

Yes. The Peoples Savings Bank is a FDIC-insured bank (FDIC certificate #9439). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples Savings Bank?

The Peoples Savings Bank holds $68 million in total assets, ranking 66th of 157 banks we track in Ohio. It operates 3 branches.

Does The Peoples Savings Bank have CFPB complaints?

No CFPB complaints against The Peoples Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Versailles Savings And Loan Company
bank · Versailles, OH · $63M assets
Conneaut Savings Bank
bank · Conneaut, OH · $76M assets
The Peoples Bank
bank · Gambier, OH · $59M assets
Community First Bank, National Association
bank · Forest, OH · $58M assets
The First National Bank Of Blanchester
bank · Blanchester, OH · $78M assets
Galion Building And Loan Bank
bank · Galion, OH · $79M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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