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Security First Bank Of North Dakota

New Salem, ND · Est. 1925 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Security First Bank Of North Dakota is a bank based in New Salem, North Dakota, established in 1925, with $297 million in total assets across 5 branches. By Trust Grade it ranks 2nd of 60 banks we track in North Dakota. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Security First Bank Of North Dakota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$296.6M
$100M–1B institution
Deposits
$251.5M
Branches
5
Capital ratio
12.4%
Top 24% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.8%
Top 19% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#2
of 60 banks

How Security First Bank Of North Dakota compares to North Dakota peers

Capital ratio
Top 24% of $100M–1B peers
Security First
12.4%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Security First
1.8%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Security First Bank Of North Dakota

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security First Bank Of North Dakota over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 100 W Main St, Center, ND 58530
  • 109 Main St, Almont, ND 58520
  • 614 W Main St, Mandan, ND 58554
  • 3000 N 14th St, Bismarck, ND 58503
  • 700 Ash Ave, New Salem, ND 58563

Are deposits at Security First Bank Of North Dakota insured?

Yes. Security First Bank Of North Dakota is an FDIC-insured bank (FDIC certificate #11519). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security First Bank Of North Dakota: frequently asked questions

Is Security First Bank Of North Dakota a good bank?

Security First Bank Of North Dakota earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.79%).

Is Security First Bank Of North Dakota FDIC-insured?

Yes. Security First Bank Of North Dakota is a FDIC-insured bank (FDIC certificate #11519). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security First Bank Of North Dakota?

Security First Bank Of North Dakota holds $297 million in total assets, ranking 2nd of 60 banks we track in North Dakota. It operates 5 branches.

Does Security First Bank Of North Dakota have CFPB complaints?

No CFPB complaints against Security First Bank Of North Dakota appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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