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Trucommunity Bank

Garrison, ND · Est. 1935 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Trucommunity Bank is a bank based in Garrison, North Dakota, established in 1935, with $321 million in total assets across 4 branches. By Trust Grade it ranks 20th of 60 banks we track in North Dakota. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Trucommunity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$321.0M
$100M–1B institution
Deposits
$287.6M
Branches
4
Capital ratio
9.9%
Bottom 46% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.3%
Top 45% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#20
of 60 banks

How Trucommunity Bank compares to North Dakota peers

Capital ratio
Bottom 46% of $100M–1B peers
Trucommunity Bank
9.9%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Trucommunity Bank
1.3%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Trucommunity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trucommunity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 205 Main St, Turtle Lake, ND 58575
  • 710 Main Ave, Washburn, ND 58577
  • 214 Main St, Max, ND 58759
  • 102 N Main St, Garrison, ND 58540

Are deposits at Trucommunity Bank insured?

Yes. Trucommunity Bank is an FDIC-insured bank (FDIC certificate #15306). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trucommunity Bank: frequently asked questions

Is Trucommunity Bank a good bank?

Trucommunity Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.29%).

Is Trucommunity Bank FDIC-insured?

Yes. Trucommunity Bank is a FDIC-insured bank (FDIC certificate #15306). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Trucommunity Bank?

Trucommunity Bank holds $321 million in total assets, ranking 20th of 60 banks we track in North Dakota. It operates 4 branches.

Does Trucommunity Bank have CFPB complaints?

No CFPB complaints against Trucommunity Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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