Kirkwood Bank & Trust Co. is a bank based in Bismarck, North Dakota, established in 1975, with $362 million in total assets across 4 branches. By Trust Grade it ranks 32nd of 60 banks we track in North Dakota. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against Kirkwood Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kirkwood Bank & Trust Co. compares to North Dakota peers
How we graded Kirkwood Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kirkwood Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 2911 N 14th St, Bismarck, ND 58503
- 905 Tacoma Ave, Bismarck, ND 58504
- 221 1st Ave W, Dickinson, ND 58601
- 122 E Main Ave, Bismarck, ND 58501
Are deposits at Kirkwood Bank & Trust Co. insured?
Yes. Kirkwood Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #21928). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kirkwood Bank & Trust Co.: frequently asked questions
Is Kirkwood Bank & Trust Co. a good bank?
Kirkwood Bank & Trust Co. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.63%).
Is Kirkwood Bank & Trust Co. FDIC-insured?
Yes. Kirkwood Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #21928). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Kirkwood Bank & Trust Co.?
Kirkwood Bank & Trust Co. holds $362 million in total assets, ranking 32nd of 60 banks we track in North Dakota. It operates 4 branches.
Does Kirkwood Bank & Trust Co. have CFPB complaints?
No CFPB complaints against Kirkwood Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
