Dakota Western Bank is a bank based in Bowman, North Dakota, established in 1910, with $412 million in total assets across 5 branches. By Trust Grade it ranks 27th of 60 banks we track in North Dakota. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Dakota Western Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dakota Western Bank compares to North Dakota peers
How we graded Dakota Western Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Strongly profitable (ROA 1.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dakota Western Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- Adams Avenue And Fourth Street, Hettinger, ND 58639
- 203 Main Street S, Rhame, ND 58651
- 307 Hiway 67 North, Scranton, ND 58653
- 202 S Main St, Bowman, ND 58623
- 24 Main Ave S, Regent, ND 58650
Are deposits at Dakota Western Bank insured?
Yes. Dakota Western Bank is an FDIC-insured bank (FDIC certificate #8637). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dakota Western Bank: frequently asked questions
Is Dakota Western Bank a good bank?
Dakota Western Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.96%).
Is Dakota Western Bank FDIC-insured?
Yes. Dakota Western Bank is a FDIC-insured bank (FDIC certificate #8637). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dakota Western Bank?
Dakota Western Bank holds $412 million in total assets, ranking 27th of 60 banks we track in North Dakota. It operates 5 branches.
Does Dakota Western Bank have CFPB complaints?
No CFPB complaints against Dakota Western Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
