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First State Bank Of Harvey

Harvey, ND · Est. 1913 · Website ↗
B
Trust Grade
Strong
Score: 89/100

First State Bank Of Harvey is a bank based in Harvey, North Dakota, established in 1913, with $100 million in total assets across 2 branches. By Trust Grade it ranks 54th of 60 banks we track in North Dakota. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against First State Bank Of Harvey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$100.4M
$100M–1B institution
Deposits
$91.9M
Branches
2
Capital ratio
7.7%
Bottom 12% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#54
of 60 banks

How First State Bank Of Harvey compares to North Dakota peers

Capital ratio
Bottom 12% of $100M–1B peers
First State
7.7%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
First State
1.0%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Harvey

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.7% capital ratio)
  • Strongly profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Harvey over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 604 Main St, Anamoose, ND 58710
  • 700 Lincoln Ave, Harvey, ND 58341

Are deposits at First State Bank Of Harvey insured?

Yes. First State Bank Of Harvey is an FDIC-insured bank (FDIC certificate #8383). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Harvey: frequently asked questions

Is First State Bank Of Harvey a good bank?

First State Bank Of Harvey earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.00%).

Is First State Bank Of Harvey FDIC-insured?

Yes. First State Bank Of Harvey is a FDIC-insured bank (FDIC certificate #8383). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Harvey?

First State Bank Of Harvey holds $100 million in total assets, ranking 54th of 60 banks we track in North Dakota. It operates 2 branches.

Does First State Bank Of Harvey have CFPB complaints?

No CFPB complaints against First State Bank Of Harvey appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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