First State Bank Of Golva is a bank based in Golva, North Dakota, established in 1914, with $121 million in total assets across 3 branches. By Trust Grade it ranks 59th of 60 banks we track in North Dakota. Its capital ratio of 6.2% trails most similarly sized banks (3th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 2.32% return on assets. No consumer complaints against First State Bank Of Golva appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Golva compares to North Dakota peers
How we graded First State Bank Of Golva
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.2% capital ratio)
- Strongly profitable (ROA 2.32%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Golva over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 123 1st Ave Se, Beach, ND 58621
- 365 3rd Avenue, Medora, ND 58645
- 410 Terrell Ave, Golva, ND 58632
Are deposits at First State Bank Of Golva insured?
Yes. First State Bank Of Golva is an FDIC-insured bank (FDIC certificate #10243). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Golva: frequently asked questions
Is First State Bank Of Golva a good bank?
First State Bank Of Golva earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.2% capital ratio); Strongly profitable (ROA 2.32%).
Is First State Bank Of Golva FDIC-insured?
Yes. First State Bank Of Golva is a FDIC-insured bank (FDIC certificate #10243). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Golva?
First State Bank Of Golva holds $121 million in total assets, ranking 59th of 60 banks we track in North Dakota. It operates 3 branches.
Does First State Bank Of Golva have CFPB complaints?
No CFPB complaints against First State Bank Of Golva appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
