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State Bank Of Bottineau

Bottineau, ND · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

State Bank Of Bottineau is a bank based in Bottineau, North Dakota, established in 1901, with $117 million in total assets across 1 branch. By Trust Grade it ranks 46th of 60 banks we track in North Dakota. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against State Bank Of Bottineau appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$116.9M
$100M–1B institution
Deposits
$98.4M
Branches
1
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.2%
Bottom 47% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#46
of 60 banks

How State Bank Of Bottineau compares to North Dakota peers

Capital ratio
Bottom 19% of $100M–1B peers
State Bank
8.3%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
State Bank
1.2%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Bottineau

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Bottineau over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 105 11th St E, Bottineau, ND 58318

Are deposits at State Bank Of Bottineau insured?

Yes. State Bank Of Bottineau is an FDIC-insured bank (FDIC certificate #9121). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Bottineau: frequently asked questions

Is State Bank Of Bottineau a good bank?

State Bank Of Bottineau earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.16%).

Is State Bank Of Bottineau FDIC-insured?

Yes. State Bank Of Bottineau is a FDIC-insured bank (FDIC certificate #9121). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Bottineau?

State Bank Of Bottineau holds $117 million in total assets, ranking 46th of 60 banks we track in North Dakota. It operates 1 branch.

Does State Bank Of Bottineau have CFPB complaints?

No CFPB complaints against State Bank Of Bottineau appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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