Fulton Savings Bank is a bank based in Fulton, New York, established in 1871, with $493 million in total assets across 6 branches. By Trust Grade it ranks 41st of 118 banks we track in New York. Its capital ratio of 28.0% is stronger than 99% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Fulton Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fulton Savings Bank compares to New York peers
How we graded Fulton Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (28.0% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fulton Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 75 S 1st St, Fulton, NY 13069
- 7471 State Fair Blvd, Baldwinsville, NY 13027
- 219 County Route 57, Phoenix, NY 13135
- 3069 East Ave, Central Square, NY 13036
- 5501 Bartel Rd, Brewerton, NY 13029
- 45 Redfield Street, Constantia, NY 13044
Are deposits at Fulton Savings Bank insured?
Yes. Fulton Savings Bank is an FDIC-insured bank (FDIC certificate #15966). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fulton Savings Bank: frequently asked questions
Is Fulton Savings Bank a good bank?
Fulton Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (28.0% capital ratio); Profitable (ROA 0.72%).
Is Fulton Savings Bank FDIC-insured?
Yes. Fulton Savings Bank is a FDIC-insured bank (FDIC certificate #15966). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fulton Savings Bank?
Fulton Savings Bank holds $493 million in total assets, ranking 41st of 118 banks we track in New York. It operates 6 branches.
Does Fulton Savings Bank have CFPB complaints?
No CFPB complaints against Fulton Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
