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Alden State Bank

Alden, NY · Est. 1916 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Alden State Bank is a bank based in Alden, New York, established in 1916, with $452 million in total assets across 3 branches. By Trust Grade it ranks 32nd of 118 banks we track in New York. Its capital ratio of 15.1% is stronger than 90% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against Alden State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$452.4M
$100M–1B institution
Deposits
$381.4M
Branches
3
Capital ratio
15.1%
Top 10% of $100M–1B peers · New York median 10.4%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · New York median 0.84%
Rank in New York
#32
of 118 banks

How Alden State Bank compares to New York peers

Capital ratio
Top 10% of $100M–1B peers
Alden State
15.1%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Alden State
1.0%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Alden State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Profitable (ROA 0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alden State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 5802 Broadway St, Lancaster, NY 14086
  • 13216 Broadway St, Alden, NY 14004
  • 6545 Transit Rd, East Amherst, NY 14051

Are deposits at Alden State Bank insured?

Yes. Alden State Bank is an FDIC-insured bank (FDIC certificate #9831). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alden State Bank: frequently asked questions

Is Alden State Bank a good bank?

Alden State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Profitable (ROA 0.97%).

Is Alden State Bank FDIC-insured?

Yes. Alden State Bank is a FDIC-insured bank (FDIC certificate #9831). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alden State Bank?

Alden State Bank holds $452 million in total assets, ranking 32nd of 118 banks we track in New York. It operates 3 branches.

Does Alden State Bank have CFPB complaints?

No CFPB complaints against Alden State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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