Champlain National Bank is a bank based in Elizabethtown, New York, established in 1934, with $500 million in total assets across 10 branches. By Trust Grade it ranks 92nd of 118 banks we track in New York. Its capital ratio of 7.4% trails most similarly sized banks (9th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Champlain National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Champlain National Bank compares to New York peers
How we graded Champlain National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Champlain National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 6478 Main St, Westport, NY 12993
- 2687 Main St, Crown Point, NY 12928
- 10849 Nys Route 9n, Keene, NY 12942
- 3900 Nys Route 22, Willsboro, NY 12996
- 32 Cornelia St, Plattsburgh, NY 12901
- 636 Route 11, Champlain, NY 12919
- 500 Route 3, Plattsburgh, NY 12901
- 2040 Saranac Ave, Lake Placid, NY 12946
- 7558 Us Route 9, Elizabethtown, NY 12932
- 151 Church St, Saranac Lake, NY 12983
Are deposits at Champlain National Bank insured?
Yes. Champlain National Bank is an FDIC-insured bank (FDIC certificate #7356). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Champlain National Bank: frequently asked questions
Is Champlain National Bank a good bank?
Champlain National Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.81%).
Is Champlain National Bank FDIC-insured?
Yes. Champlain National Bank is a FDIC-insured bank (FDIC certificate #7356). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Champlain National Bank?
Champlain National Bank holds $500 million in total assets, ranking 92nd of 118 banks we track in New York. It operates 10 branches.
Does Champlain National Bank have CFPB complaints?
No CFPB complaints against Champlain National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
