Monroe Savings Bank is a bank based in Williamstown, New Jersey, established in 1870, with $113 million in total assets across 2 branches. By Trust Grade it ranks 18th of 50 banks we track in New Jersey. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Monroe Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Monroe Savings Bank compares to New Jersey peers
How we graded Monroe Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Monroe Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1712 S Black Horse Pike, Williamstown, NJ 08094
- 114 S Main St, Williamstown, NJ 08094
Are deposits at Monroe Savings Bank insured?
Yes. Monroe Savings Bank is an FDIC-insured bank (FDIC certificate #30103). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Monroe Savings Bank: frequently asked questions
Is Monroe Savings Bank a good bank?
Monroe Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Profitable (ROA 0.69%).
Is Monroe Savings Bank FDIC-insured?
Yes. Monroe Savings Bank is a FDIC-insured bank (FDIC certificate #30103). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Monroe Savings Bank?
Monroe Savings Bank holds $113 million in total assets, ranking 18th of 50 banks we track in New Jersey. It operates 2 branches.
Does Monroe Savings Bank have CFPB complaints?
No CFPB complaints against Monroe Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
