Gsl Savings Bank is a bank based in Guttenberg, New Jersey, established in 1907, with $156 million in total assets across 2 branches. By Trust Grade it ranks 46th of 50 banks we track in New Jersey. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a New Jersey median of 11.3%. It posted a loss over the most recent period (-0.15% return on assets), a point to watch. No consumer complaints against Gsl Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gsl Savings Bank compares to New Jersey peers
How we graded Gsl Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.2% capital ratio)
- Unprofitable over the period (ROA -0.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gsl Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 215 Bergen Blvd, Fairview, NJ 07022
- 6823 Bergenline Ave, Guttenberg, NJ 07093
Are deposits at Gsl Savings Bank insured?
Yes. Gsl Savings Bank is an FDIC-insured bank (FDIC certificate #28708). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gsl Savings Bank: frequently asked questions
Is Gsl Savings Bank a good bank?
Gsl Savings Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Unprofitable over the period (ROA -0.15%).
Is Gsl Savings Bank FDIC-insured?
Yes. Gsl Savings Bank is a FDIC-insured bank (FDIC certificate #28708). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gsl Savings Bank?
Gsl Savings Bank holds $156 million in total assets, ranking 46th of 50 banks we track in New Jersey. It operates 2 branches.
Does Gsl Savings Bank have CFPB complaints?
No CFPB complaints against Gsl Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
