Five Rivers Bank is a bank based in Paramus, New Jersey, established in 2025, with $38 million in total assets across 1 branch. By Trust Grade it ranks 48th of 50 banks we track in New Jersey. Its capital ratio of 75.1% is stronger than 97% of similarly sized banks, versus a New Jersey median of 11.3%. It posted a loss over the most recent period (-10.04% return on assets), a point to watch. No consumer complaints against Five Rivers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Five Rivers Bank compares to New Jersey peers
How we graded Five Rivers Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (75.1% capital ratio)
- Unprofitable over the period (ROA -10.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Five Rivers Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 81 E State Rt 4, Paramus, NJ 07652
Are deposits at Five Rivers Bank insured?
Yes. Five Rivers Bank is an FDIC-insured bank (FDIC certificate #59345). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Five Rivers Bank: frequently asked questions
Is Five Rivers Bank a good bank?
Five Rivers Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (75.1% capital ratio); Unprofitable over the period (ROA -10.04%).
Is Five Rivers Bank FDIC-insured?
Yes. Five Rivers Bank is a FDIC-insured bank (FDIC certificate #59345). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Five Rivers Bank?
Five Rivers Bank holds $38 million in total assets, ranking 48th of 50 banks we track in New Jersey. It operates 1 branch.
Does Five Rivers Bank have CFPB complaints?
No CFPB complaints against Five Rivers Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
