Crest Savings Bank is a bank based in Wildwood, New Jersey, established in 1919, with $580 million in total assets across 8 branches. By Trust Grade it ranks 42nd of 50 banks we track in New Jersey. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against Crest Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Crest Savings Bank compares to New Jersey peers
How we graded Crest Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Crest Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 1010 Bayshore Rd, Villas, NJ 08251
- 500 New Jersey Ave, North Wildwood, NJ 08260
- 4415 Landis Ave, Sea Isle City, NJ 08243
- 3301 Pacific Ave, Wildwood, NJ 08260
- 3306 Bayshore Rd, North Cape May, NJ 08204
- 5500 New Jersey Ave, Wildwood Crest, NJ 08260
- 315 Ocean St, Cape May, NJ 08204
- 302-306 S. Main Street - Route 9, Cape May Court House, NJ 08210
Are deposits at Crest Savings Bank insured?
Yes. Crest Savings Bank is an FDIC-insured bank (FDIC certificate #28818). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Crest Savings Bank: frequently asked questions
Is Crest Savings Bank a good bank?
Crest Savings Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.38%).
Is Crest Savings Bank FDIC-insured?
Yes. Crest Savings Bank is a FDIC-insured bank (FDIC certificate #28818). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Crest Savings Bank?
Crest Savings Bank holds $580 million in total assets, ranking 42nd of 50 banks we track in New Jersey. It operates 8 branches.
Does Crest Savings Bank have CFPB complaints?
No CFPB complaints against Crest Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
