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The First National Bank Of Elmer

Elmer, NJ · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The First National Bank Of Elmer is a bank based in Elmer, New Jersey, established in 1903, with $400 million in total assets across 6 branches. By Trust Grade it ranks 19th of 50 banks we track in New Jersey. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against The First National Bank Of Elmer appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$400.0M
$100M–1B institution
Deposits
$358.1M
Branches
6
Capital ratio
9.9%
Bottom 45% of $100M–1B peers · New Jersey median 11.3%
Return on assets
0.7%
Bottom 19% of $100M–1B peers · New Jersey median 0.67%
Rank in New Jersey
#19
of 50 banks

How The First National Bank Of Elmer compares to New Jersey peers

Capital ratio
Bottom 45% of $100M–1B peers
The First
9.9%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
The First
0.7%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Elmer

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.9% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Elmer over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 130 Harding Highway, Elmer, NJ 08318
  • 806 Centerton Rd, Elmer, NJ 08318
  • 100 Clayton Aura Rd, Glassboro, NJ 08028
  • 11 Bailey St, Pilesgrove, NJ 08098
  • 10 S Main St, Elmer, NJ 08318
  • 1168 State Highway 77, Bridgeton, NJ 08302

Are deposits at The First National Bank Of Elmer insured?

Yes. The First National Bank Of Elmer is an FDIC-insured bank (FDIC certificate #6464). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Elmer: frequently asked questions

Is The First National Bank Of Elmer a good bank?

The First National Bank Of Elmer earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.66%).

Is The First National Bank Of Elmer FDIC-insured?

Yes. The First National Bank Of Elmer is a FDIC-insured bank (FDIC certificate #6464). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Elmer?

The First National Bank Of Elmer holds $400 million in total assets, ranking 19th of 50 banks we track in New Jersey. It operates 6 branches.

Does The First National Bank Of Elmer have CFPB complaints?

No CFPB complaints against The First National Bank Of Elmer appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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