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Century Savings Bank

Vineland, NJ · Est. 1865 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Century Savings Bank is a bank based in Vineland, New Jersey, established in 1865, with $641 million in total assets across 6 branches. By Trust Grade it ranks 21st of 50 banks we track in New Jersey. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Century Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$640.7M
$100M–1B institution
Deposits
$497.9M
Branches
6
Capital ratio
9.8%
Bottom 43% of $100M–1B peers · New Jersey median 11.3%
Return on assets
0.7%
Bottom 19% of $100M–1B peers · New Jersey median 0.67%
Rank in New Jersey
#21
of 50 banks

How Century Savings Bank compares to New Jersey peers

Capital ratio
Bottom 43% of $100M–1B peers
Century Savings
9.8%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
Century Savings
0.7%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Century Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.8% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Century Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1005 E Landis Ave, Vineland, NJ 08360
  • 121 N Main St, Elmer, NJ 08318
  • 800 E Broad St, Gibbstown, NJ 08027
  • 100 N Main St, Mullica Hill, NJ 08062
  • 1376 W Sherman Ave, Vineland, NJ 08360
  • 53 Cornwell Dr, Bridgeton, NJ 08302

Are deposits at Century Savings Bank insured?

Yes. Century Savings Bank is an FDIC-insured bank (FDIC certificate #30428). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Century Savings Bank: frequently asked questions

Is Century Savings Bank a good bank?

Century Savings Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.66%).

Is Century Savings Bank FDIC-insured?

Yes. Century Savings Bank is a FDIC-insured bank (FDIC certificate #30428). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Century Savings Bank?

Century Savings Bank holds $641 million in total assets, ranking 21st of 50 banks we track in New Jersey. It operates 6 branches.

Does Century Savings Bank have CFPB complaints?

No CFPB complaints against Century Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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