Nebraska State Bank is a bank based in Oshkosh, Nebraska, established in 1921, with $74 million in total assets across 1 branch. By Trust Grade it ranks 64th of 139 banks we track in Nebraska. Its capital ratio of 15.5% is stronger than 75% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 4.04% return on assets. No consumer complaints against Nebraska State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Nebraska State Bank compares to Nebraska peers
How we graded Nebraska State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.5% capital ratio)
- Strongly profitable (ROA 4.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Nebraska State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 218 Main St, Oshkosh, NE 69154
Are deposits at Nebraska State Bank insured?
Yes. Nebraska State Bank is an FDIC-insured bank (FDIC certificate #9819). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Nebraska State Bank: frequently asked questions
Is Nebraska State Bank a good bank?
Nebraska State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Strongly profitable (ROA 4.04%).
Is Nebraska State Bank FDIC-insured?
Yes. Nebraska State Bank is a FDIC-insured bank (FDIC certificate #9819). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Nebraska State Bank?
Nebraska State Bank holds $74 million in total assets, ranking 64th of 139 banks we track in Nebraska. It operates 1 branch.
Does Nebraska State Bank have CFPB complaints?
No CFPB complaints against Nebraska State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
