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Genoa Community Bank

Genoa, NE · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Genoa Community Bank is a bank based in Genoa, Nebraska, established in 1903, with $70 million in total assets across 1 branch. By Trust Grade it ranks 53rd of 139 banks we track in Nebraska. Its capital ratio of 11.8% trails most similarly sized banks (48th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Genoa Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$70.5M
<$100M institution
Deposits
$60.1M
Branches
1
Capital ratio
11.8%
Bottom 48% of <$100M peers · Nebraska median 10.8%
Return on assets
1.3%
Top 32% of <$100M peers · Nebraska median 1.3%
Rank in Nebraska
#53
of 139 banks

How Genoa Community Bank compares to Nebraska peers

Capital ratio
Bottom 48% of <$100M peers
Genoa Community
11.8%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of <$100M peers
Genoa Community
1.3%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Genoa Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Genoa Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 502 Willard Ave, Genoa, NE 68640

Are deposits at Genoa Community Bank insured?

Yes. Genoa Community Bank is an FDIC-insured bank (FDIC certificate #5408). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Genoa Community Bank: frequently asked questions

Is Genoa Community Bank a good bank?

Genoa Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.32%).

Is Genoa Community Bank FDIC-insured?

Yes. Genoa Community Bank is a FDIC-insured bank (FDIC certificate #5408). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Genoa Community Bank?

Genoa Community Bank holds $70 million in total assets, ranking 53rd of 139 banks we track in Nebraska. It operates 1 branch.

Does Genoa Community Bank have CFPB complaints?

No CFPB complaints against Genoa Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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