Adams State Bank is a bank based in Adams, Nebraska, established in 1918, with $71 million in total assets across 1 branch. By Trust Grade it ranks 62nd of 139 banks we track in Nebraska. Its capital ratio of 15.4% is stronger than 74% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Adams State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Adams State Bank compares to Nebraska peers
How we graded Adams State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.4% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Adams State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 649 Main St, Adams, NE 68301
Are deposits at Adams State Bank insured?
Yes. Adams State Bank is an FDIC-insured bank (FDIC certificate #9812). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Adams State Bank: frequently asked questions
Is Adams State Bank a good bank?
Adams State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Strongly profitable (ROA 1.17%).
Is Adams State Bank FDIC-insured?
Yes. Adams State Bank is a FDIC-insured bank (FDIC certificate #9812). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Adams State Bank?
Adams State Bank holds $71 million in total assets, ranking 62nd of 139 banks we track in Nebraska. It operates 1 branch.
Does Adams State Bank have CFPB complaints?
No CFPB complaints against Adams State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
