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Valley Bank Of Ronan

Ronan, MT · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Valley Bank Of Ronan is a bank based in Ronan, Montana, established in 1984, with $210 million in total assets across 7 branches. By Trust Grade it ranks 26th of 36 banks we track in Montana. Its capital ratio of 9.3% trails most similarly sized banks (36th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Valley Bank Of Ronan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$209.9M
$100M–1B institution
Deposits
$189.8M
Branches
7
Capital ratio
9.3%
Bottom 36% of $100M–1B peers · Montana median 10%
Return on assets
0.8%
Bottom 23% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#26
of 36 banks

How Valley Bank Of Ronan compares to Montana peers

Capital ratio
Bottom 36% of $100M–1B peers
Valley Bank
9.3%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Valley Bank
0.8%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Valley Bank Of Ronan

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.3% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valley Bank Of Ronan over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 102 Crystal Street, Saint Ignatius, MT 59865
  • 63659 Us Highway 93, Ronan, MT 59864
  • 92317 Us Highway 93, Arlee, MT 59821
  • 100 Main Street, Hot Springs, MT 59845
  • 1222 Maiden Ln, Thompson Falls, MT 59873
  • 213 1st St W, Polson, MT 59860
  • 116 E. Railroad Avenue, Plains, MT 59859

Are deposits at Valley Bank Of Ronan insured?

Yes. Valley Bank Of Ronan is an FDIC-insured bank (FDIC certificate #24966). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valley Bank Of Ronan: frequently asked questions

Is Valley Bank Of Ronan a good bank?

Valley Bank Of Ronan earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.75%).

Is Valley Bank Of Ronan FDIC-insured?

Yes. Valley Bank Of Ronan is a FDIC-insured bank (FDIC certificate #24966). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Valley Bank Of Ronan?

Valley Bank Of Ronan holds $210 million in total assets, ranking 26th of 36 banks we track in Montana. It operates 7 branches.

Does Valley Bank Of Ronan have CFPB complaints?

No CFPB complaints against Valley Bank Of Ronan appear in our data over the analysis window, which is typical for a bank of this size.

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Valley Bank Of Kalispell
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Eagle Bank
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The First State Bank Of Shelby
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First State Bank Of Forsyth
bank · Forsyth, MT · $168M assets
The Bank Of Baker
bank · Baker, MT · $165M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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