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Valley Bank Of Kalispell

Kalispell, MT · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Valley Bank Of Kalispell is a bank based in Kalispell, Montana, established in 1911, with $211 million in total assets across 3 branches. By Trust Grade it ranks 34th of 36 banks we track in Montana. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against Valley Bank Of Kalispell appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$210.8M
$100M–1B institution
Deposits
$192.1M
Branches
3
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · Montana median 10%
Return on assets
1.7%
Top 21% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#34
of 36 banks

How Valley Bank Of Kalispell compares to Montana peers

Capital ratio
Bottom 18% of $100M–1B peers
Valley Bank
8.2%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $100M–1B peers
Valley Bank
1.7%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Valley Bank Of Kalispell

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Strongly profitable (ROA 1.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valley Bank Of Kalispell over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 41 3rd St W, Kalispell, MT 59901
  • 323 1st Ave W, Kalispell, MT 59901
  • 513 Us Highway 93 N, Eureka, MT 59917

Are deposits at Valley Bank Of Kalispell insured?

Yes. Valley Bank Of Kalispell is an FDIC-insured bank (FDIC certificate #1980). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valley Bank Of Kalispell: frequently asked questions

Is Valley Bank Of Kalispell a good bank?

Valley Bank Of Kalispell earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.73%).

Is Valley Bank Of Kalispell FDIC-insured?

Yes. Valley Bank Of Kalispell is a FDIC-insured bank (FDIC certificate #1980). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Valley Bank Of Kalispell?

Valley Bank Of Kalispell holds $211 million in total assets, ranking 34th of 36 banks we track in Montana. It operates 3 branches.

Does Valley Bank Of Kalispell have CFPB complaints?

No CFPB complaints against Valley Bank Of Kalispell appear in our data over the analysis window, which is typical for a bank of this size.

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First State Bank Of Forsyth
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The Bank Of Baker
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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