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The First State Bank Of Malta

Malta, MT · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The First State Bank Of Malta is a bank based in Malta, Montana, established in 1903, with $193 million in total assets across 1 branch. By Trust Grade it ranks 18th of 36 banks we track in Montana. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against The First State Bank Of Malta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$193.4M
$100M–1B institution
Deposits
$169.4M
Branches
1
Capital ratio
11.8%
Top 29% of $100M–1B peers · Montana median 10%
Return on assets
0.9%
Bottom 34% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#18
of 36 banks

How The First State Bank Of Malta compares to Montana peers

Capital ratio
Top 29% of $100M–1B peers
The First
11.8%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
The First
0.9%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First State Bank Of Malta

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First State Bank Of Malta over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1 S 1st St E, Malta, MT 59538

Are deposits at The First State Bank Of Malta insured?

Yes. The First State Bank Of Malta is an FDIC-insured bank (FDIC certificate #1982). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First State Bank Of Malta: frequently asked questions

Is The First State Bank Of Malta a good bank?

The First State Bank Of Malta earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.93%).

Is The First State Bank Of Malta FDIC-insured?

Yes. The First State Bank Of Malta is a FDIC-insured bank (FDIC certificate #1982). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First State Bank Of Malta?

The First State Bank Of Malta holds $193 million in total assets, ranking 18th of 36 banks we track in Montana. It operates 1 branch.

Does The First State Bank Of Malta have CFPB complaints?

No CFPB complaints against The First State Bank Of Malta appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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