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Bank Of Iberia

Iberia, MO · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Bank Of Iberia is a bank based in Iberia, Missouri, established in 1899, with $72 million in total assets across 2 branches. By Trust Grade it ranks 131st of 195 banks we track in Missouri. Its capital ratio of 8.7% trails most similarly sized banks (16th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Bank Of Iberia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$72.5M
<$100M institution
Deposits
$65.0M
Branches
2
Capital ratio
8.7%
Bottom 16% of <$100M peers · Missouri median 10.3%
Return on assets
0.9%
Bottom 49% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#131
of 195 banks

How Bank Of Iberia compares to Missouri peers

Capital ratio
Bottom 16% of <$100M peers
Bank Of
8.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of <$100M peers
Bank Of
0.9%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Iberia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Iberia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 201 Cash-James Loop, Waynesville, MO 65583
  • 841 Highway 42, Iberia, MO 65486

Are deposits at Bank Of Iberia insured?

Yes. Bank Of Iberia is an FDIC-insured bank (FDIC certificate #8584). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Iberia: frequently asked questions

Is Bank Of Iberia a good bank?

Bank Of Iberia earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.92%).

Is Bank Of Iberia FDIC-insured?

Yes. Bank Of Iberia is a FDIC-insured bank (FDIC certificate #8584). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Iberia?

Bank Of Iberia holds $72 million in total assets, ranking 131st of 195 banks we track in Missouri. It operates 2 branches.

Does Bank Of Iberia have CFPB complaints?

No CFPB complaints against Bank Of Iberia appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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