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First Security Bank

Union Star, MO · Est. 1890 · Website ↗
B
Trust Grade
Strong
Score: 89/100

First Security Bank is a bank based in Union Star, Missouri, established in 1890, with $62 million in total assets across 2 branches. By Trust Grade it ranks 165th of 195 banks we track in Missouri. Its capital ratio of 7.7% trails most similarly sized banks (8th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against First Security Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.9M
<$100M institution
Deposits
$56.9M
Branches
2
Capital ratio
7.7%
Bottom 8% of <$100M peers · Missouri median 10.3%
Return on assets
1.0%
Top 49% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#165
of 195 banks

How First Security Bank compares to Missouri peers

Capital ratio
Bottom 8% of <$100M peers
First Security
7.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of <$100M peers
First Security
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Security Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.7% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Security Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 108 N 4th St, Union Star, MO 64494
  • 202 North Highway 169, Trimble, MO 64492

Are deposits at First Security Bank insured?

Yes. First Security Bank is an FDIC-insured bank (FDIC certificate #1622). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Security Bank: frequently asked questions

Is First Security Bank a good bank?

First Security Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.96%).

Is First Security Bank FDIC-insured?

Yes. First Security Bank is a FDIC-insured bank (FDIC certificate #1622). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Security Bank?

First Security Bank holds $62 million in total assets, ranking 165th of 195 banks we track in Missouri. It operates 2 branches.

Does First Security Bank have CFPB complaints?

No CFPB complaints against First Security Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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