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Montrose Savings Bank

Montrose, MO · Est. 1895
A
Trust Grade
Excellent
Score: 98/100

Montrose Savings Bank is a bank based in Montrose, Missouri, established in 1895, with $62 million in total assets across 1 branch. By Trust Grade it ranks 81st of 195 banks we track in Missouri. Its capital ratio of 14.6% is stronger than 70% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.64% return on assets. No consumer complaints against Montrose Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.6M
<$100M institution
Deposits
$52.4M
Branches
1
Capital ratio
14.6%
Top 30% of <$100M peers · Missouri median 10.3%
Return on assets
2.6%
Top 5% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#81
of 195 banks

How Montrose Savings Bank compares to Missouri peers

Capital ratio
Top 30% of <$100M peers
Montrose Savings
14.6%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Montrose Savings
2.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Montrose Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 2.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Montrose Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 401 Missouri Ave, Montrose, MO 64770

Are deposits at Montrose Savings Bank insured?

Yes. Montrose Savings Bank is an FDIC-insured bank (FDIC certificate #8594). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Montrose Savings Bank: frequently asked questions

Is Montrose Savings Bank a good bank?

Montrose Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 2.64%).

Is Montrose Savings Bank FDIC-insured?

Yes. Montrose Savings Bank is a FDIC-insured bank (FDIC certificate #8594). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Montrose Savings Bank?

Montrose Savings Bank holds $62 million in total assets, ranking 81st of 195 banks we track in Missouri. It operates 1 branch.

Does Montrose Savings Bank have CFPB complaints?

No CFPB complaints against Montrose Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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