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The Citizens Bank Of Edina

Edina, MO · Est. 1914 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Citizens Bank Of Edina is a bank based in Edina, Missouri, established in 1914, with $104 million in total assets across 1 branch. By Trust Grade it ranks 16th of 195 banks we track in Missouri. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against The Citizens Bank Of Edina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$103.9M
$100M–1B institution
Deposits
$88.5M
Branches
1
Capital ratio
14.3%
Top 13% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.0%
Top 13% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#16
of 195 banks

How The Citizens Bank Of Edina compares to Missouri peers

Capital ratio
Top 13% of $100M–1B peers
The Citizens
14.3%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
The Citizens
2.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Citizens Bank Of Edina

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.3% capital ratio)
  • Strongly profitable (ROA 1.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens Bank Of Edina over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 117 S Main St, Edina, MO 63537

Are deposits at The Citizens Bank Of Edina insured?

Yes. The Citizens Bank Of Edina is an FDIC-insured bank (FDIC certificate #12457). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens Bank Of Edina: frequently asked questions

Is The Citizens Bank Of Edina a good bank?

The Citizens Bank Of Edina earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 1.99%).

Is The Citizens Bank Of Edina FDIC-insured?

Yes. The Citizens Bank Of Edina is a FDIC-insured bank (FDIC certificate #12457). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens Bank Of Edina?

The Citizens Bank Of Edina holds $104 million in total assets, ranking 16th of 195 banks we track in Missouri. It operates 1 branch.

Does The Citizens Bank Of Edina have CFPB complaints?

No CFPB complaints against The Citizens Bank Of Edina appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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