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Investors Community Bank

Chillicothe, MO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Investors Community Bank is a bank based in Chillicothe, Missouri, established in 1934, with $102 million in total assets across 2 branches. By Trust Grade it ranks 92nd of 195 banks we track in Missouri. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Investors Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$102.1M
$100M–1B institution
Deposits
$91.1M
Branches
2
Capital ratio
10.5%
Top 45% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.8%
Bottom 29% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#92
of 195 banks

How Investors Community Bank compares to Missouri peers

Capital ratio
Top 45% of $100M–1B peers
Investors Community
10.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
Investors Community
0.8%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Investors Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.5% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Investors Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 522 Washington St, Chillicothe, MO 64601
  • 5600 Bull Run Dr, Columbia, MO 65201

Are deposits at Investors Community Bank insured?

Yes. Investors Community Bank is an FDIC-insured bank (FDIC certificate #29093). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Investors Community Bank: frequently asked questions

Is Investors Community Bank a good bank?

Investors Community Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 0.85%).

Is Investors Community Bank FDIC-insured?

Yes. Investors Community Bank is a FDIC-insured bank (FDIC certificate #29093). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Investors Community Bank?

Investors Community Bank holds $102 million in total assets, ranking 92nd of 195 banks we track in Missouri. It operates 2 branches.

Does Investors Community Bank have CFPB complaints?

No CFPB complaints against Investors Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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