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West Plains Savings And Loan Association

West Plains, MO · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

West Plains Savings And Loan Association is a bank based in West Plains, Missouri, established in 1919, with $99 million in total assets across 1 branch. By Trust Grade it ranks 110th of 195 banks we track in Missouri. Its capital ratio of 21.1% is stronger than 87% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against West Plains Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$98.9M
<$100M institution
Deposits
$75.9M
Branches
1
Capital ratio
21.1%
Top 13% of <$100M peers · Missouri median 10.3%
Return on assets
0.6%
Bottom 35% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#110
of 195 banks

How West Plains Savings And Loan Association compares to Missouri peers

Capital ratio
Top 13% of <$100M peers
West Plains
21.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of <$100M peers
West Plains
0.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded West Plains Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (21.1% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for West Plains Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 417 W Broadway St, West Plains, MO 65775

Are deposits at West Plains Savings And Loan Association insured?

Yes. West Plains Savings And Loan Association is an FDIC-insured bank (FDIC certificate #31329). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

West Plains Savings And Loan Association: frequently asked questions

Is West Plains Savings And Loan Association a good bank?

West Plains Savings And Loan Association earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (21.1% capital ratio); Profitable (ROA 0.60%).

Is West Plains Savings And Loan Association FDIC-insured?

Yes. West Plains Savings And Loan Association is a FDIC-insured bank (FDIC certificate #31329). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is West Plains Savings And Loan Association?

West Plains Savings And Loan Association holds $99 million in total assets, ranking 110th of 195 banks we track in Missouri. It operates 1 branch.

Does West Plains Savings And Loan Association have CFPB complaints?

No CFPB complaints against West Plains Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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