Citizens' Bank Of Charleston is a bank based in Charleston, Missouri, established in 1958, with $185 million in total assets across 2 branches. By Trust Grade it ranks 39th of 195 banks we track in Missouri. Its capital ratio of 19.7% is stronger than 96% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.36% return on assets. No consumer complaints against Citizens' Bank Of Charleston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens' Bank Of Charleston compares to Missouri peers
How we graded Citizens' Bank Of Charleston
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.7% capital ratio)
- Strongly profitable (ROA 2.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens' Bank Of Charleston over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 207 E Commercial St, Charleston, MO 63834
- 722 N Martin St, East Prairie, MO 63845
Are deposits at Citizens' Bank Of Charleston insured?
Yes. Citizens' Bank Of Charleston is an FDIC-insured bank (FDIC certificate #17830). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens' Bank Of Charleston: frequently asked questions
Is Citizens' Bank Of Charleston a good bank?
Citizens' Bank Of Charleston earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.7% capital ratio); Strongly profitable (ROA 2.36%).
Is Citizens' Bank Of Charleston FDIC-insured?
Yes. Citizens' Bank Of Charleston is a FDIC-insured bank (FDIC certificate #17830). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens' Bank Of Charleston?
Citizens' Bank Of Charleston holds $185 million in total assets, ranking 39th of 195 banks we track in Missouri. It operates 2 branches.
Does Citizens' Bank Of Charleston have CFPB complaints?
No CFPB complaints against Citizens' Bank Of Charleston appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
