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State Bank Of Southwest Missouri

Springfield, MO · Est. 1985 · Website ↗
B
Trust Grade
Strong
Score: 87/100

State Bank Of Southwest Missouri is a bank based in Springfield, Missouri, established in 1985, with $176 million in total assets across 1 branch. By Trust Grade it ranks 175th of 195 banks we track in Missouri. Its capital ratio of 7.1% trails most similarly sized banks (7th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against State Bank Of Southwest Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$175.9M
$100M–1B institution
Deposits
$156.4M
Branches
1
Capital ratio
7.1%
Bottom 7% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.2%
Bottom 49% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#175
of 195 banks

How State Bank Of Southwest Missouri compares to Missouri peers

Capital ratio
Bottom 7% of $100M–1B peers
State Bank
7.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
State Bank
1.2%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Southwest Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.1% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Southwest Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 3310 E Sunshine St, Springfield, MO 65804

Are deposits at State Bank Of Southwest Missouri insured?

Yes. State Bank Of Southwest Missouri is an FDIC-insured bank (FDIC certificate #26358). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Southwest Missouri: frequently asked questions

Is State Bank Of Southwest Missouri a good bank?

State Bank Of Southwest Missouri earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Strongly profitable (ROA 1.19%).

Is State Bank Of Southwest Missouri FDIC-insured?

Yes. State Bank Of Southwest Missouri is a FDIC-insured bank (FDIC certificate #26358). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Southwest Missouri?

State Bank Of Southwest Missouri holds $176 million in total assets, ranking 175th of 195 banks we track in Missouri. It operates 1 branch.

Does State Bank Of Southwest Missouri have CFPB complaints?

No CFPB complaints against State Bank Of Southwest Missouri appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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