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Planters Bank & Trust Company

Indianola, MS · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Planters Bank & Trust Company is a bank based in Indianola, Mississippi, established in 1920, with $2.7 billion in total assets across 33 branches. By Trust Grade it ranks 18th of 57 banks we track in Mississippi. Its capital ratio of 11.4% is stronger than 68% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Planters Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Deposits
$2.3B
Branches
33
Capital ratio
11.4%
Top 32% of $1B–10B peers · Mississippi median 10.9%
Return on assets
1.4%
Top 37% of $1B–10B peers · Mississippi median 1.07%
Rank in Mississippi
#18
of 57 banks

How Planters Bank & Trust Company compares to Mississippi peers

Capital ratio
Top 32% of $1B–10B peers
Planters Bank
11.4%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $1B–10B peers
Planters Bank
1.4%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Planters Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Planters Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (33)

  • 167 Keystone Rd, Monroe, LA 71203
  • 118 N Ruby Ave, Ruleville, MS 38771
  • Highway 49 And West Silver Creek Road, Louise, MS 39097
  • 100 W Quiver St, Sunflower, MS 38778
  • Hinds Street And Washington Avenue, Greenville, MS 38701
  • 1645 Highway 1 S, Greenville, MS 38701
  • 521 East Early Street, Indianola, MS 38751
  • 1417 S Main St, Greenville, MS 38701
  • 428 N Davis Ave, Cleveland, MS 38732
  • 915 Medallion Dr, Greenwood, MS 38930
  • 1002 Highway 82 E, Leland, MS 38756
  • 3144 Highway 65, Newellton, LA 71357
  • 1401 Hudson Ln, Monroe, LA 71201
  • 400 Mcmillan Rd, West Monroe, LA 71291
  • 206 Sharkey Ave, Clarksdale, MS 38614
  • 1020 S Court St, Tunica, MS 38676
  • 7575 Poplar Ave, Germantown, TN 38138
  • 1913 Julia St, Rayville, LA 71269
  • 456 Highway 6 E, Batesville, MS 38606
  • 1130 Highway 6 E, Batesville, MS 38606
  • 622 S State St, Clarksdale, MS 38614
  • 212 Catchings Ave, Indianola, MS 38751
  • 115 N Chestnut St, Tallulah, LA 71282
  • 130 North St, Cleveland, MS 38732
  • 307 Plank Rd, Saint Joseph, LA 71366
  • 4855 Line Ave, Shreveport, LA 71106
  • 5771 Goodman Rd, Olive Branch, MS 38654
  • 6463 Getwell Rd, Southaven, MS 38672
  • 201 Nw Railroad Ave, Hammond, LA 70401
  • 935 Gravier Street, New Orleans, LA 70112
  • 1837 Swan Lake Road, Bossier City, LA 71111
  • 4801 Old Jacksonville Hwy, Tyler, TX 75703
  • 800 E Grand Ave, Inverness, MS 38753

Are deposits at Planters Bank & Trust Company insured?

Yes. Planters Bank & Trust Company is an FDIC-insured bank (FDIC certificate #8235). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Planters Bank & Trust Company: frequently asked questions

Is Planters Bank & Trust Company a good bank?

Planters Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.39%).

Is Planters Bank & Trust Company FDIC-insured?

Yes. Planters Bank & Trust Company is a FDIC-insured bank (FDIC certificate #8235). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Planters Bank & Trust Company?

Planters Bank & Trust Company holds $2.7 billion in total assets, ranking 18th of 57 banks we track in Mississippi. It operates 33 branches.

Does Planters Bank & Trust Company have CFPB complaints?

No CFPB complaints against Planters Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Guaranty Bank And Trust Company
bank · Belzoni, MS · $3.0B assets
Bankfirst Financial Services
bank · Columbus, MS · $3.3B assets
The Citizens National Bank Of Meridian
bank · Meridian, MS · $1.9B assets
The Citizens Bank Of Philadelphia, Mississippi
bank · Philadelphia, MS · $1.5B assets
Priorityone Bank
bank · Magee, MS · $1.2B assets
Bank Of Commerce
bank · Greenwood, MS · $1.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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