Guaranty Bank And Trust Company is a bank based in Belzoni, Mississippi, established in 1943, with $3.0 billion in total assets across 43 branches. By Trust Grade it ranks 23rd of 57 banks we track in Mississippi. Its capital ratio of 11.1% is stronger than 63% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Guaranty Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guaranty Bank And Trust Company compares to Mississippi peers
How we graded Guaranty Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guaranty Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (43)
- 210 N Hayden St, Belzoni, MS 39038
- 1251 First American Dr, Iuka, MS 38852
- 362 2nd St, Belmont, MS 38827
- 1900 Cherry St, Vicksburg,, MS 39180
- 536 Washington Ave, Greenville, MS 38701
- 2300 Highway 1 S, Greenville, MS 38701
- 201 East Ave S, Hollandale, MS 38748
- 1 Fulton St, Burnsville, MS 38833
- 1309 Main St, Tishomingo, MS 38873
- 173 Mobile St, Saltillo, MS 38866
- 215 Highway 82 W, Indianola, MS 38751
- 1102 N 2nd St, Booneville, MS 38829
- 1500 University Ave, Oxford, MS 38655
- 2249 Highway 82 W, Greenville, MS 38701
- 3430 Halls Ferry Rd, Vicksburg, MS 39180
- 470 Highway 6 E, Batesville, MS 38606
- 464 N Front St, Memphis, TN 38105
- 1800 Jackson Ave W, Oxford, MS 38655
- 401 Interchange Dr, Fulton, MS 38843
- 307 N Davis Ave, Cleveland, MS 38732
- 5960 Highway 64, Oakland, TN 38060
- 2600 Panola St, Hernando, MS 38632
- 25 S Liberty St, Pontotoc, MS 38863
- 2600 Panola St, Hernando, MS 38632
- 4894 Poplar Avenue, Memphis, TN 38117
- 2440 Mcingvale Rd, Hernando, MS 38632
- 602 S 16th St, Oxford, MS 38655
- 1882 Highway 15 N, Pontotoc, MS 38863
- 4289 N Gloster St, Tupelo, MS 38804
- 5040 Highway 51 N, Senatobia, MS 38668
- 1200 Highway 6 E, Batesville, MS 38606
- 1433 Sunset Dr, Grenada, MS 38901
- 6030 Getwell Rd, Southaven, MS 38672
- 122 Howard St, Greenwood, MS 38930
- 105 Main St S, Amory, MS 38821
- 431 W Main St, Tupelo, MS 38804
- 405 W Parkway Place, Ridgeland, MS 39157
- 106 South Main Street, Derma, MS 38839
- 100 Mill St, Starkville, MS 39759
- 404 Enterprise Dr, Oxford, MS 38655
Are deposits at Guaranty Bank And Trust Company insured?
Yes. Guaranty Bank And Trust Company is an FDIC-insured bank (FDIC certificate #15953). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guaranty Bank And Trust Company: frequently asked questions
Is Guaranty Bank And Trust Company a good bank?
Guaranty Bank And Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.91%).
Is Guaranty Bank And Trust Company FDIC-insured?
Yes. Guaranty Bank And Trust Company is a FDIC-insured bank (FDIC certificate #15953). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Guaranty Bank And Trust Company?
Guaranty Bank And Trust Company holds $3.0 billion in total assets, ranking 23rd of 57 banks we track in Mississippi. It operates 43 branches.
Does Guaranty Bank And Trust Company have CFPB complaints?
No CFPB complaints against Guaranty Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
