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The Citizens Bank Of Philadelphia, Mississippi

Philadelphia, MS · Est. 1908 · Website ↗
C
Trust Grade
Average
Score: 78/100

The Citizens Bank Of Philadelphia, Mississippi is a bank based in Philadelphia, Mississippi, established in 1908, with $1.5 billion in total assets across 26 branches. By Trust Grade it ranks 56th of 57 banks we track in Mississippi. Its capital ratio of 5.3% trails most similarly sized banks (1th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against The Citizens Bank Of Philadelphia, Mississippi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.3B
Branches
26
Capital ratio
5.3%
Bottom 1% of $1B–10B peers · Mississippi median 10.9%
Return on assets
0.7%
Bottom 16% of $1B–10B peers · Mississippi median 1.07%
Rank in Mississippi
#56
of 57 banks

How The Citizens Bank Of Philadelphia, Mississippi compares to Mississippi peers

Capital ratio
Bottom 1% of $1B–10B peers
The Citizens
5.3%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $1B–10B peers
The Citizens
0.7%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Citizens Bank Of Philadelphia, Mississippi

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (5.3% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens Bank Of Philadelphia, Mississippi over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (26)

  • 100 E Main St, Louisville, MS 39339
  • 1048 Johnson Street, Scooba, MS 39358
  • 15220 Highway 15, Decatur, MS 39327
  • 247 N Woodland Dr, Forest, MS 39074
  • 912 W Beacon St, Philadelphia, MS 39350
  • 502 Bank St, Union, MS 39365
  • 599 Main St, Philadelphia, MS 39350
  • 176 Main Ave, De Kalb, MS 39328
  • 45 Main Street, Noxapater, MS 39346
  • 803 S Church Ave, Louisville, MS 39339
  • 24 Pine Street, Sebastopol, MS 39359
  • 2209 Highway 45 N, Meridian, MS 39301
  • 775 N Jackson St, Kosciusko, MS 39090
  • 9065 Collinsville Rd, Collinsville, MS 39325
  • 201 Highway 12 W, Starkville, MS 39759
  • 6222 U S Highway 98, Hattiesburg, MS 39402
  • 301 W Main St, Carthage, MS 39051
  • 1519 Jackson Ave, Pascagoula, MS 39567
  • 2702 Bienville Blvd, Ocean Springs, MS 39564
  • 12008 Highway 49, Gulfport, MS 39503
  • 1830 Popps Ferry Rd, Biloxi, MS 39532
  • 15309 Lemoyne Blvd, Biloxi, MS 39532
  • 320 Highway 51, Ridgeland, MS 39157
  • 2845 Lakeland Dr, Flowood, MS 39232
  • 902 Sisk Ave, Oxford, MS 38655
  • 521 W Main St, Philadelphia, MS 39350

Are deposits at The Citizens Bank Of Philadelphia, Mississippi insured?

Yes. The Citizens Bank Of Philadelphia, Mississippi is an FDIC-insured bank (FDIC certificate #12204). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens Bank Of Philadelphia, Mississippi: frequently asked questions

Is The Citizens Bank Of Philadelphia, Mississippi a good bank?

The Citizens Bank Of Philadelphia, Mississippi earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (5.3% capital ratio); Profitable (ROA 0.68%).

Is The Citizens Bank Of Philadelphia, Mississippi FDIC-insured?

Yes. The Citizens Bank Of Philadelphia, Mississippi is a FDIC-insured bank (FDIC certificate #12204). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens Bank Of Philadelphia, Mississippi?

The Citizens Bank Of Philadelphia, Mississippi holds $1.5 billion in total assets, ranking 56th of 57 banks we track in Mississippi. It operates 26 branches.

Does The Citizens Bank Of Philadelphia, Mississippi have CFPB complaints?

No CFPB complaints against The Citizens Bank Of Philadelphia, Mississippi appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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