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Farmers State Bank Of Trimont

Trimont, MN · Est. 1912 · Website ↗
C
Trust Grade
Average
Score: 73/100

Farmers State Bank Of Trimont is a bank based in Trimont, Minnesota, established in 1912, with $72 million in total assets across 2 branches. By Trust Grade it ranks 216th of 224 banks we track in Minnesota. Its capital ratio of 14.9% is stronger than 72% of similarly sized banks, versus a Minnesota median of 9.5%. It posted a loss over the most recent period (-1.83% return on assets), a point to watch. No consumer complaints against Farmers State Bank Of Trimont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$72.4M
<$100M institution
Deposits
$60.4M
Branches
2
Capital ratio
14.9%
Top 28% of <$100M peers · Minnesota median 9.5%
Return on assets
-1.8%
Bottom 5% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#216
of 224 banks

How Farmers State Bank Of Trimont compares to Minnesota peers

Capital ratio
Top 28% of <$100M peers
Farmers State
14.9%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
Farmers State
-1.8%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Farmers State Bank Of Trimont

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (14.9% capital ratio)
  • Unprofitable over the period (ROA -1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers State Bank Of Trimont over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 220 Main St W, Trimont, MN 56176
  • 101 W Wenberg St, Dunnell, MN 56127

Are deposits at Farmers State Bank Of Trimont insured?

Yes. Farmers State Bank Of Trimont is an FDIC-insured bank (FDIC certificate #1929). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers State Bank Of Trimont: frequently asked questions

Is Farmers State Bank Of Trimont a good bank?

Farmers State Bank Of Trimont earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Unprofitable over the period (ROA -1.83%).

Is Farmers State Bank Of Trimont FDIC-insured?

Yes. Farmers State Bank Of Trimont is a FDIC-insured bank (FDIC certificate #1929). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers State Bank Of Trimont?

Farmers State Bank Of Trimont holds $72 million in total assets, ranking 216th of 224 banks we track in Minnesota. It operates 2 branches.

Does Farmers State Bank Of Trimont have CFPB complaints?

No CFPB complaints against Farmers State Bank Of Trimont appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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