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State Bank Of Chandler

Chandler, MN · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

State Bank Of Chandler is a bank based in Chandler, Minnesota, established in 1902, with $68 million in total assets across 1 branch. By Trust Grade it ranks 71st of 224 banks we track in Minnesota. Its capital ratio of 10.9% trails most similarly sized banks (37th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against State Bank Of Chandler appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$68.5M
<$100M institution
Deposits
$60.1M
Branches
1
Capital ratio
10.9%
Bottom 37% of <$100M peers · Minnesota median 9.5%
Return on assets
1.4%
Top 29% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#71
of 224 banks

How State Bank Of Chandler compares to Minnesota peers

Capital ratio
Bottom 37% of <$100M peers
State Bank
10.9%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of <$100M peers
State Bank
1.4%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Chandler

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Chandler over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 342 Main Ave, Chandler, MN 56122

Are deposits at State Bank Of Chandler insured?

Yes. State Bank Of Chandler is an FDIC-insured bank (FDIC certificate #8858). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Chandler: frequently asked questions

Is State Bank Of Chandler a good bank?

State Bank Of Chandler earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.35%).

Is State Bank Of Chandler FDIC-insured?

Yes. State Bank Of Chandler is a FDIC-insured bank (FDIC certificate #8858). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Chandler?

State Bank Of Chandler holds $68 million in total assets, ranking 71st of 224 banks we track in Minnesota. It operates 1 branch.

Does State Bank Of Chandler have CFPB complaints?

No CFPB complaints against State Bank Of Chandler appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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