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Grand Timber Bank

Mcgregor, MN · Est. 1963 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Grand Timber Bank is a bank based in Mcgregor, Minnesota, established in 1963, with $65 million in total assets across 1 branch. By Trust Grade it ranks 34th of 224 banks we track in Minnesota. Its capital ratio of 13.3% is stronger than 60% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Grand Timber Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.2M
<$100M institution
Deposits
$53.6M
Branches
1
Capital ratio
13.3%
Top 40% of <$100M peers · Minnesota median 9.5%
Return on assets
1.5%
Top 22% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#34
of 224 banks

How Grand Timber Bank compares to Minnesota peers

Capital ratio
Top 40% of <$100M peers
Grand Timber
13.3%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
Grand Timber
1.5%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Grand Timber Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.3% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Grand Timber Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 204 N Maddy St, Mcgregor, MN 55760

Are deposits at Grand Timber Bank insured?

Yes. Grand Timber Bank is an FDIC-insured bank (FDIC certificate #18719). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Grand Timber Bank: frequently asked questions

Is Grand Timber Bank a good bank?

Grand Timber Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 1.52%).

Is Grand Timber Bank FDIC-insured?

Yes. Grand Timber Bank is a FDIC-insured bank (FDIC certificate #18719). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Grand Timber Bank?

Grand Timber Bank holds $65 million in total assets, ranking 34th of 224 banks we track in Minnesota. It operates 1 branch.

Does Grand Timber Bank have CFPB complaints?

No CFPB complaints against Grand Timber Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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