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Elysian Bank

Elysian, MN · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Elysian Bank is a bank based in Elysian, Minnesota, established in 1907, with $79 million in total assets across 1 branch. By Trust Grade it ranks 6th of 224 banks we track in Minnesota. Its capital ratio of 11.6% trails most similarly sized banks (45th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Elysian Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$78.8M
<$100M institution
Deposits
$69.4M
Branches
1
Capital ratio
11.6%
Bottom 45% of <$100M peers · Minnesota median 9.5%
Return on assets
1.7%
Top 16% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#6
of 224 banks

How Elysian Bank compares to Minnesota peers

Capital ratio
Bottom 45% of <$100M peers
Elysian Bank
11.6%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Elysian Bank
1.7%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Elysian Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Elysian Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 121 Main St E, Elysian, MN 56028

Are deposits at Elysian Bank insured?

Yes. Elysian Bank is an FDIC-insured bank (FDIC certificate #10185). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Elysian Bank: frequently asked questions

Is Elysian Bank a good bank?

Elysian Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.74%).

Is Elysian Bank FDIC-insured?

Yes. Elysian Bank is a FDIC-insured bank (FDIC certificate #10185). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Elysian Bank?

Elysian Bank holds $79 million in total assets, ranking 6th of 224 banks we track in Minnesota. It operates 1 branch.

Does Elysian Bank have CFPB complaints?

No CFPB complaints against Elysian Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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