Odin State Bank is a bank based in Odin, Minnesota, established in 1904, with $79 million in total assets across 1 branch. By Trust Grade it ranks 220th of 224 banks we track in Minnesota. Its capital ratio of 7.4% trails most similarly sized banks (6th percentile), versus a Minnesota median of 9.5%. It posted a loss over the most recent period (-2.43% return on assets), a point to watch. No consumer complaints against Odin State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Odin State Bank compares to Minnesota peers
How we graded Odin State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Unprofitable over the period (ROA -2.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Odin State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 101 E Main St, Odin, MN 56160
Are deposits at Odin State Bank insured?
Yes. Odin State Bank is an FDIC-insured bank (FDIC certificate #14574). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Odin State Bank: frequently asked questions
Is Odin State Bank a good bank?
Odin State Bank earns a Bankzia Trust Grade of D (64/100, "Below average"), based on a financial-strength score of 64/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Unprofitable over the period (ROA -2.43%).
Is Odin State Bank FDIC-insured?
Yes. Odin State Bank is a FDIC-insured bank (FDIC certificate #14574). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Odin State Bank?
Odin State Bank holds $79 million in total assets, ranking 220th of 224 banks we track in Minnesota. It operates 1 branch.
Does Odin State Bank have CFPB complaints?
No CFPB complaints against Odin State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
