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Vantage Bank

Kent, MN · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Vantage Bank is a bank based in Kent, Minnesota, established in 1902, with $81 million in total assets across 2 branches. By Trust Grade it ranks 118th of 224 banks we track in Minnesota. Its capital ratio of 9.1% trails most similarly sized banks (20th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Vantage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$80.8M
<$100M institution
Deposits
$72.8M
Branches
2
Capital ratio
9.1%
Bottom 20% of <$100M peers · Minnesota median 9.5%
Return on assets
1.7%
Top 15% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#118
of 224 banks

How Vantage Bank compares to Minnesota peers

Capital ratio
Bottom 20% of <$100M peers
Vantage Bank
9.1%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of <$100M peers
Vantage Bank
1.7%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Vantage Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vantage Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 311 30th Ave E, Alexandria, MN 56308
  • 202 Main St, Kent, MN 56553

Are deposits at Vantage Bank insured?

Yes. Vantage Bank is an FDIC-insured bank (FDIC certificate #9733). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vantage Bank: frequently asked questions

Is Vantage Bank a good bank?

Vantage Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.74%).

Is Vantage Bank FDIC-insured?

Yes. Vantage Bank is a FDIC-insured bank (FDIC certificate #9733). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Vantage Bank?

Vantage Bank holds $81 million in total assets, ranking 118th of 224 banks we track in Minnesota. It operates 2 branches.

Does Vantage Bank have CFPB complaints?

No CFPB complaints against Vantage Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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