Minnesota National Bank is a bank based in Sauk Centre, Minnesota, established in 1902, with $286 million in total assets across 3 branches. By Trust Grade it ranks 57th of 224 banks we track in Minnesota. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.54% return on assets. No consumer complaints against Minnesota National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Minnesota National Bank compares to Minnesota peers
How we graded Minnesota National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Minnesota National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1001 S Broadway, Pelican Rapids, MN 56572
- 131 12th St S, Sauk Centre, MN 56378
- 706 Lake St S, Long Prairie, MN 56347
Are deposits at Minnesota National Bank insured?
Yes. Minnesota National Bank is an FDIC-insured bank (FDIC certificate #5249). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Minnesota National Bank: frequently asked questions
Is Minnesota National Bank a good bank?
Minnesota National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.54%).
Is Minnesota National Bank FDIC-insured?
Yes. Minnesota National Bank is a FDIC-insured bank (FDIC certificate #5249). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Minnesota National Bank?
Minnesota National Bank holds $286 million in total assets, ranking 57th of 224 banks we track in Minnesota. It operates 3 branches.
Does Minnesota National Bank have CFPB complaints?
No CFPB complaints against Minnesota National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
