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Castle Rock Bank

Castle Rock, MN · Est. 1916 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Castle Rock Bank is a bank based in Castle Rock, Minnesota, established in 1916, with $293 million in total assets across 3 branches. By Trust Grade it ranks 38th of 224 banks we track in Minnesota. Its capital ratio of 13.6% is stronger than 84% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Castle Rock Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$293.1M
$100M–1B institution
Deposits
$252.6M
Branches
3
Capital ratio
13.6%
Top 16% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.5%
Top 33% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#38
of 224 banks

How Castle Rock Bank compares to Minnesota peers

Capital ratio
Top 16% of $100M–1B peers
Castle Rock
13.6%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
Castle Rock
1.5%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Castle Rock Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.6% capital ratio)
  • Strongly profitable (ROA 1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Castle Rock Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 27925 Danville Avenue, Castle Rock, MN 55010
  • 22140 Chippendale Ave W, Farmington, MN 55024
  • 4765 292nd St E, Randolph, MN 55065

Are deposits at Castle Rock Bank insured?

Yes. Castle Rock Bank is an FDIC-insured bank (FDIC certificate #1913). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Castle Rock Bank: frequently asked questions

Is Castle Rock Bank a good bank?

Castle Rock Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.48%).

Is Castle Rock Bank FDIC-insured?

Yes. Castle Rock Bank is a FDIC-insured bank (FDIC certificate #1913). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Castle Rock Bank?

Castle Rock Bank holds $293 million in total assets, ranking 38th of 224 banks we track in Minnesota. It operates 3 branches.

Does Castle Rock Bank have CFPB complaints?

No CFPB complaints against Castle Rock Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The First National Bank Of Milaca
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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