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Prinsbank

Prinsburg, MN · Est. 1916 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Prinsbank is a bank based in Prinsburg, Minnesota, established in 1916, with $296 million in total assets across 4 branches. By Trust Grade it ranks 8th of 224 banks we track in Minnesota. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Prinsbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$296.2M
$100M–1B institution
Deposits
$255.9M
Branches
4
Capital ratio
11.6%
Top 31% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.6%
Top 26% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#8
of 224 banks

How Prinsbank compares to Minnesota peers

Capital ratio
Top 31% of $100M–1B peers
Prinsbank
11.6%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
Prinsbank
1.6%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Prinsbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Prinsbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 12011 Business Park Blvd N, Champlin, MN 55316
  • 500 Central Ave, Lester Prairie, MN 55354
  • 201 Main St W, Silver Lake, MN 55381
  • 508 3rd St, Prinsburg, MN 56281

Are deposits at Prinsbank insured?

Yes. Prinsbank is an FDIC-insured bank (FDIC certificate #10191). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Prinsbank: frequently asked questions

Is Prinsbank a good bank?

Prinsbank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 1.62%).

Is Prinsbank FDIC-insured?

Yes. Prinsbank is a FDIC-insured bank (FDIC certificate #10191). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Prinsbank?

Prinsbank holds $296 million in total assets, ranking 8th of 224 banks we track in Minnesota. It operates 4 branches.

Does Prinsbank have CFPB complaints?

No CFPB complaints against Prinsbank appear in our data over the analysis window, which is typical for a bank of this size.

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The First National Bank Of Milaca
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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