Skip to main content
bank

Eagle Rock Bank

Rochester, MN · Est. 1996 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Eagle Rock Bank is a bank based in Rochester, Minnesota, established in 1996, with $280 million in total assets across 5 branches. By Trust Grade it ranks 45th of 224 banks we track in Minnesota. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Eagle Rock Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$280.3M
$100M–1B institution
Deposits
$230.4M
Branches
5
Capital ratio
10.7%
Top 42% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.0%
Bottom 41% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#45
of 224 banks

How Eagle Rock Bank compares to Minnesota peers

Capital ratio
Top 42% of $100M–1B peers
Eagle Rock
10.7%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Eagle Rock
1.0%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Eagle Rock Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eagle Rock Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 700 Seville Dr, Jordan, MN 55352
  • 3701 40th Ave Nw, Rochester, MN 55901
  • 1621 E Hennepin Ave, Minneapolis, MN 55414
  • 1960 1st Ave Ne, Stewartville, MN 55976
  • 6 Pine Tree Dr Ste 105, Arden Hills, MN 55112

Are deposits at Eagle Rock Bank insured?

Yes. Eagle Rock Bank is an FDIC-insured bank (FDIC certificate #34171). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eagle Rock Bank: frequently asked questions

Is Eagle Rock Bank a good bank?

Eagle Rock Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.05%).

Is Eagle Rock Bank FDIC-insured?

Yes. Eagle Rock Bank is a FDIC-insured bank (FDIC certificate #34171). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Eagle Rock Bank?

Eagle Rock Bank holds $280 million in total assets, ranking 45th of 224 banks we track in Minnesota. It operates 5 branches.

Does Eagle Rock Bank have CFPB complaints?

No CFPB complaints against Eagle Rock Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Lake Central Bank
bank · Annandale, MN · $282M assets
Security Bank Usa
bank · Bemidji, MN · $276M assets
The First National Bank Of Milaca
bank · Milaca, MN · $286M assets
Minnesota National Bank
bank · Sauk Centre, MN · $286M assets
Citizens State Bank Of Roseau
bank · Roseau, MN · $286M assets
Liberty Bank Minnesota
bank · Saint Cloud, MN · $292M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →