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United Minnesota Bank

New London, MN · Est. 1890 · Website ↗
B
Trust Grade
Strong
Score: 89/100

United Minnesota Bank is a bank based in New London, Minnesota, established in 1890, with $54 million in total assets across 1 branch. By Trust Grade it ranks 172nd of 224 banks we track in Minnesota. Its capital ratio of 7.5% trails most similarly sized banks (7th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against United Minnesota Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.6M
<$100M institution
Deposits
$49.4M
Branches
1
Capital ratio
7.5%
Bottom 7% of <$100M peers · Minnesota median 9.5%
Return on assets
1.6%
Top 19% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#172
of 224 banks

How United Minnesota Bank compares to Minnesota peers

Capital ratio
Bottom 7% of <$100M peers
United Minnesota
7.5%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
United Minnesota
1.6%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded United Minnesota Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.5% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Minnesota Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 105 Central Ave E, New London, MN 56273

Are deposits at United Minnesota Bank insured?

Yes. United Minnesota Bank is an FDIC-insured bank (FDIC certificate #10567). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Minnesota Bank: frequently asked questions

Is United Minnesota Bank a good bank?

United Minnesota Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Strongly profitable (ROA 1.61%).

Is United Minnesota Bank FDIC-insured?

Yes. United Minnesota Bank is a FDIC-insured bank (FDIC certificate #10567). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Minnesota Bank?

United Minnesota Bank holds $54 million in total assets, ranking 172nd of 224 banks we track in Minnesota. It operates 1 branch.

Does United Minnesota Bank have CFPB complaints?

No CFPB complaints against United Minnesota Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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