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First Financial Bank In Winnebago

Winnebago, MN · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Financial Bank In Winnebago is a bank based in Winnebago, Minnesota, established in 1913, with $57 million in total assets across 1 branch. By Trust Grade it ranks 60th of 224 banks we track in Minnesota. Its capital ratio of 11.2% trails most similarly sized banks (42th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against First Financial Bank In Winnebago appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$57.0M
<$100M institution
Deposits
$48.4M
Branches
1
Capital ratio
11.2%
Bottom 42% of <$100M peers · Minnesota median 9.5%
Return on assets
1.3%
Top 30% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#60
of 224 banks

How First Financial Bank In Winnebago compares to Minnesota peers

Capital ratio
Bottom 42% of <$100M peers
First Financial
11.2%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
First Financial
1.3%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Financial Bank In Winnebago

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Financial Bank In Winnebago over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1 Main St S, Winnebago, MN 56098

Are deposits at First Financial Bank In Winnebago insured?

Yes. First Financial Bank In Winnebago is an FDIC-insured bank (FDIC certificate #5278). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Financial Bank In Winnebago: frequently asked questions

Is First Financial Bank In Winnebago a good bank?

First Financial Bank In Winnebago earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.35%).

Is First Financial Bank In Winnebago FDIC-insured?

Yes. First Financial Bank In Winnebago is a FDIC-insured bank (FDIC certificate #5278). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Financial Bank In Winnebago?

First Financial Bank In Winnebago holds $57 million in total assets, ranking 60th of 224 banks we track in Minnesota. It operates 1 branch.

Does First Financial Bank In Winnebago have CFPB complaints?

No CFPB complaints against First Financial Bank In Winnebago appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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