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State Bank Of Bellingham

Bellingham, MN · Est. 1942 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

State Bank Of Bellingham is a bank based in Bellingham, Minnesota, established in 1942, with $49 million in total assets across 1 branch. By Trust Grade it ranks 146th of 224 banks we track in Minnesota. Its capital ratio of 10.4% trails most similarly sized banks (34th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against State Bank Of Bellingham appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.9M
<$100M institution
Deposits
$40.1M
Branches
1
Capital ratio
10.4%
Bottom 34% of <$100M peers · Minnesota median 9.5%
Return on assets
0.3%
Bottom 21% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#146
of 224 banks

How State Bank Of Bellingham compares to Minnesota peers

Capital ratio
Bottom 34% of <$100M peers
State Bank
10.4%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of <$100M peers
State Bank
0.3%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded State Bank Of Bellingham

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (10.4% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank Of Bellingham over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 201 Main Ave, Bellingham, MN 56212

Are deposits at State Bank Of Bellingham insured?

Yes. State Bank Of Bellingham is an FDIC-insured bank (FDIC certificate #17062). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank Of Bellingham: frequently asked questions

Is State Bank Of Bellingham a good bank?

State Bank Of Bellingham earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Profitable (ROA 0.25%).

Is State Bank Of Bellingham FDIC-insured?

Yes. State Bank Of Bellingham is a FDIC-insured bank (FDIC certificate #17062). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank Of Bellingham?

State Bank Of Bellingham holds $49 million in total assets, ranking 146th of 224 banks we track in Minnesota. It operates 1 branch.

Does State Bank Of Bellingham have CFPB complaints?

No CFPB complaints against State Bank Of Bellingham appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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