United Prairie Bank is a bank based in Mountain Lake, Minnesota, established in 1919, with $975 million in total assets across 10 branches. By Trust Grade it ranks 88th of 224 banks we track in Minnesota. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against United Prairie Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Prairie Bank compares to Minnesota peers
How we graded United Prairie Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Prairie Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 110 W Rose St, Owatonna, MN 55060
- 905 Mcmillan Stree6t, Worthington, MN 56187
- 323 4th Ave, Wilmont, MN 56185
- 1545 1st Ave N, Windom, MN 56101
- 1509 State St N, Waseca, MN 56093
- 10 Firestone Dr, Mankato, MN 56001
- 200 N Broadway St, New Ulm, MN 56073
- 425 Access Way, Spicer, MN 56288
- 303 6th Ave, Madison, MN 56256
- 1141 3rd Ave, Mountain Lake, MN 56159
Are deposits at United Prairie Bank insured?
Yes. United Prairie Bank is an FDIC-insured bank (FDIC certificate #10958). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Prairie Bank: frequently asked questions
Is United Prairie Bank a good bank?
United Prairie Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.36%).
Is United Prairie Bank FDIC-insured?
Yes. United Prairie Bank is a FDIC-insured bank (FDIC certificate #10958). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Prairie Bank?
United Prairie Bank holds $975 million in total assets, ranking 88th of 224 banks we track in Minnesota. It operates 10 branches.
Does United Prairie Bank have CFPB complaints?
No CFPB complaints against United Prairie Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
