21st Century Bank is a bank based in Loretto, Minnesota, established in 1917, with $888 million in total assets across 8 branches. By Trust Grade it ranks 141st of 224 banks we track in Minnesota. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against 21st Century Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 21st Century Bank compares to Minnesota peers
How we graded 21st Century Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.67%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 21st Century Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 9380 Central Ave Ne, Blaine, MN 55434
- 17635 Central Ave Ne, Ham Lake, MN 55304
- 4125 Ball Rd Ne, Blaine, MN 55014
- 21340 136th Avenue N, Rogers, MN 55374
- 699 N Medina St, Loretto, MN 55357
- 2335 Highway 36 W, Roseville, MN 55113
- 43 Se Main St, Minneapolis, MN 55414
- 3390 Heritage Ln, Eagan, MN 55121
Are deposits at 21st Century Bank insured?
Yes. 21st Century Bank is an FDIC-insured bank (FDIC certificate #9751). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
21st Century Bank: frequently asked questions
Is 21st Century Bank a good bank?
21st Century Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.67%).
Is 21st Century Bank FDIC-insured?
Yes. 21st Century Bank is a FDIC-insured bank (FDIC certificate #9751). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 21st Century Bank?
21st Century Bank holds $888 million in total assets, ranking 141st of 224 banks we track in Minnesota. It operates 8 branches.
Does 21st Century Bank have CFPB complaints?
No CFPB complaints against 21st Century Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
